It's nearly time!!!!

I seem to be a bit all over the place today, so many things to do, and then I had to make an unscheduled trip to the bank because my card was declined in a shop this morning ('cos I love getting hideously embarrassed in front of strangers) So, I got James to take me to the bank where apparently they couldn't check my card because of some technicality with what type of card it is. They issued it, my account is with them, but because it's a Chip & Sign instead of a Chip & Pin, my card has a different bank name on it. (I don't have a pin number because I have trouble reading the LCD displays used at cashpoints and checkouts.) Anywho, much palaver and phone calls later, my card's fine, they don't know why it was declined but if I have any more problems, report it as damaged and order a replacement. It wouldn't have mattered so much, but they cancelled James's the other day, because his replacement card seemed to have got lost in the post, so they're sending out another replacement for him, and mine is the only one either of us have just now. And of course, today was the day that we were having coal delivered, so we had to rush back for that too. Fun and games all round :P
Anyway, so we're on to the 10th day of Simply Betty's 12 Days of Halloween challenge, and oh I can't wait! I was working on a card with Spiderella yesterday but it just wasn't working for me, I tried lots of different sketches and lots of different colour combos, but nothing felt right. And then before I fell asleep last night I thought "I can use Rio from the Evereyday range and make her into a modern Miss Muffett!" So that's what I've been doing today, in betwen running around trying to get my card sorted.
These are the challenges I combined for this:
Simply Betty - On the 10th day of Halloween my Ghoul love gave to me... 10 Creepy Spiders, spinning their webs just for me!
Sisterhood of Crafters - followed the sketch
Delightful Challenges - circles
Our Creative Corner - celery, pumpkin, razzleberry and espresso. I really like the effect of using a very dark brown instead of black, thanks for the impetus :D
Card recipe:
Image is Rio by Simply Betty Stamps, and if you want her in digi format, you only have a few days left as the digis in this set will retire at the end of the month and thereafter will only be available in rubber. The papers are from Eye of Newt set by Crafty Chaos Designs, the spiders and the rolled-up newspaper with which she's about to squish them into oblivion were both found online.